When paying for the goods in installments, you will receive the goods immediately. Hire purchase can be taken for both smaller and larger purchases. You can choose the amount of the monthly payment and the repayment time just the way that suits you. This is an affordable, easy and convenient option if you do not have the resources to buy the desired products at a particular moment.

We offer our customers several options for applying for installment payment:

ESTO installments

When paying for products or services, use ESTO installment payment - the cheapest, most convenient and fastest installment payment link in Estonia!

Add products to the cart, confirm your order and choose ESTO installments from the payment methods. When paying, select the appropriate period, the amount of the monthly installment and digitally sign conveniently using an ID card or Mobile ID.

ESTO installment This is an extremely fast and convenient payment solution that will help you to create a payment schedule for you based on the period you have chosen, ie to pay in installments. This payment solution makes a credit decision in real time and helps to make a purchase in less than In 60 seconds.

ESTO installment payment provider is ESTO AS (reg. Code 14180709).

The normal ESTO installment terms are as follows:
• Intess from 0%
• Contract fee from 0 euros
• Period up to 4 years

All citizens of the Republic of Estonia aged 18-70 can apply for ESTO installments. ESTO installments can also be processed quickly and conveniently for legal entities.

Every financial decision involves risks and obligations, so we ask you to think carefully about the need to consume loan products. For example, for a loan amount of 1,500 euros with a fixed interest of 14,90% per year for 12 months and a contract fee of 14.90 euros, the credit cost rate is 34,74%, the monthly payment is 146.37 euros and the total amount to be repaid by the consumer is 1,756.68 euros. The installment is a financial obligation and before making a decision, thoroughly read the terms and conditions of the contract and, if necessary, consult an employee of ESTO AS or another expert.

Lease ID installment

Liisi ID is the easiest, most convenient and fastest way to pay for goods in installments in e-shops.

Liisi ID because: 

  • Payment in 60 seconds
  • Deposit always 0 €
  • Installment from 7 €
  • In the event of unforeseen payment difficulties and immediate notification, we will find a suitable solution together

Lease installments because:

  • Limit to 10 000 €
  • Length of contract 2- 60 months
  • Interest on the loan amount per year from 9,9 %
  • Contract fee from 0 €
  • Deposit from 0 €
  • Installment from 7 €
  • Quick response to a request
  • In the event of unforeseen payment difficulties and immediate notification, we will find a suitable solution together